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Our Top Tips
Check your credit scores and give them a boost if necessary
See a mortgage advisor and get your mortgage ‘agreed in principle’ so you are ready to proceed with an offer and have an edge over other buyers –
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to register for an informal chat
Location, Location, Location! Check out the neighbourhood
Consider your budget and the costs involved in buying, ie conveyancing, stamp duty, surveys etc
Choose the right survey – consider the property you are buying. Do you need a basic Homebuyer’s Survey or a more detailed Full Structural Survey?
Viewing know how – we recommend viewing the property at least twice and at different times of the day. Take your time, 20-30 minutes should be plenty of time to get the feel of a place
If you are moving from a property you own, then secure a buyer first. This will make you a much more attractive prospect when putting in an offer on your new place
Be smart when choosing conveyancing services. Ask around for recommendations and if you are using a solicitor, make sure they have good experience and knowledge in conveyancing. You ideally need someone who has a reputation of moving things along quickly, efficiently and is on the ball. We will be happy to recommend someone, just ask us
Don’t offer too low and risk offending the seller or being gazumped by someone else
Consider the seller’s circumstances – do they fit in with yours? Maybe they don’t need to move for 6 months and you’ve just sold your house. Are you prepared to move into rented accommodation in the meantime?
Keep the lines of communication open throughout the buying process and don’t disappear on holiday without first informing your agent and solicitor. Good communication will lead to a much smoother process
Ask as many questions as you need to. You are making a big commitment and no matter how silly you think your question is it’s better to know the full facts and be comfortable with what’s happening
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